Ohio Attorneys Protecting Victims Of Uninsured Drivers
Driving a car without insurance is against the law in Ohio. Yet, a surprising number of drivers on Ohio’s roads are uninsured. According to the Ohio State Highway Patrol, over 8,700 Ohio car crashes were caused by uninsured drivers in 2010. If you have been injured in a car accident caused by an uninsured motorist, you may need to consult an Ohio car accident attorney to explore your legal options.
Fortunately, there are steps you can take to protect yourself from uninsured drivers. Most importantly, make sure that uninsured motorist coverage is included in your own automobile insurance policy. Uninsured motorist coverage is designed to pay for your medical bills, lost earnings and other losses caused by a driver who has no insurance. Your insurance agent may tell you that uninsured motorists coverage is optional in Ohio and that your premium will be a little less if you choose not to have it. However, this important coverage is not nearly as expensive as the insurance needed to cover damage to your car, and it protects something much more important – you and your family.
Of course, drivers are responsible for the injury and damages they cause whether they have insurance or not. In our experience handling these cases, however, uninsured drivers rarely have the ability to pay for the damages caused by their carelessness with their own money, leaving the innocent victim to shoulder the consequences. Having your own insurance to protect you from uninsured drivers may save you and your family from financial disaster.
Protecting your family from uninsured drivers
Medical payments coverage only pays for medical expenses and does not usually cover other losses. It is also usually limited to medical expenses incurred within a certain period of time after an accident. For those reasons, medical payments coverage is no substitute for uninsured motorist coverage when it comes to protecting your family from uninsured drivers.
The car accident lawyers at Clark, Perdue & List have handled hundreds of cases involving uninsured drivers.
RECENT BLOG POSTS FOR CAR ACCIDENTS
Do You Need a Truck Accident Lawyer After a Columbus Crash?
As a driver, you have a solid understanding of Ohio’s road rules – but if you’re like most motorists, you’re not too sure how to go about getting compensation for losses in a Columbus trucking crash. Is hiring a truck accident lawyer a must? Actually, no. You aren’t...
How Fast Can a Columbus Truck Accident Law Firm Settle Your Claim?
You’d think that the legal team at a long-standing Columbus truck accident law firm like Clark, Perdue & List would be able to tell you about how long it usually takes to settle a personal injury claim. But in reality, every case is unique. At times, the injured...
What Compensation Can a Columbus Truck Accident Attorney Pursue?
Commercial trucking companies have the resources they need to protect their interests after a collision – and an experienced Columbus truck accident attorney can provide that same protection to injured crash victims. If you’ve suffered serious injuries in a Columbus...
Motor Vehicle Fatalities Rise in 2020
The National Highway Traffic Safety Administration released data of motor vehicle traffic fatalities in 2020. Despite less drivers on the road due to the COVID-19 pandemic, traffic fatalities were the highest reported since 2007. There were 38,824 people killed in motor vehicle traffic crashes on U.S. roadways during 2020. This represents a 6.8% increase over the previous year.
What to Look for In a Columbus Semi-Truck Accident Lawyer
After a collision with a big rig or 18-wheeler, you need a Columbus semi-truck accident lawyer to protect your rights. Insurance adjusters are not on your side, despite how sympathetic and helpful they may seem. It’s their job to do whatever they can to pay out as...
What Will It Cost to Hire a Truck Accident Attorney in Columbus?
Contacting a truck accident attorney is a smart move if you’ve been injured in a crash with a big rig. Like many Columbus accident victims, you may not be in a position to pay for legal services – but that doesn’t mean you can’t get a lawyer’s assistance. Look for a...