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The Advocate -- August 2009

 Summer 2009 Advocate August 2009 Advocate postcard. 

Back-to-School Backpack Safety

An advisory about the risk of injury to school children caused by heavy backpacks.

Alert: Booster Seats Now Required in Ohio

Effective January 6, 2009 children under the age of 8 and less than 4 feet nine inches in height shall be secured in a booster seat-unless, of course, they are required to be secured in a car seat (child restraint system). See Ohio Revised Code sections 4507.0714511.0934511.81, and 4513.263.  

Insurance Alert: Renew Driver's License Promptly. 

Most automobile insurance policies do not provide coverage for an accident if the drive does not have a valid driver's license. This includes a driver's license that has expired. This is true even if a statutory grace period for renewal has not lapsed. In the case of Smith vs. Safe Auto, an Ohio appeals court held that there was no coverage for a driver whose license had expired, even though he subsequently renewed his license within the statutory six-month grace period. In Ohio, your license expires on your birthday every fourth year. To protect yourself and your family in case of an accident, be sure to get you license renewed on time! 

Understanding Personal Automobile Insurance.

Automobile insurance policies are confusing and most people never read them. This article may help take some of the mystery out of your insurance policy and help you purchase insurance wisely. 

The Ten Worst Insurance Companies in America.

When considering your next insurance purchase, you won't want to miss this article provided by the American Association for Justice.

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